*NORTHBAYCASH.COM IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. Our service is free to you (the loan applicant) and all repayment terms are between you and the lender. Individual lenders have varying loan terms, including the loan amount, APR, and repayment schedules. After you submit your information and if you are matched with a lender, NorthBayCash.com will redirect you to the lender’s web site, where you will be able to review and agree to the lender's proposed terms and conditions. Please review the terms and conditions carefully. If you do not like the lender's proposed terms and conditions, do not proceed with the loan! In many cases, the lender will contact you to confirm your personal information and finalize the loan. They may contact you via telephone, email, text messages, etc. The lender may obtain your credit report to make a final decision. his service is not available in all states, and the states serviced by this Web Site may change from time to time and without notice. Short term cash loans are meant to provide you with short term financing to solve immediate cash needs only. NORTHBAYCASH is a wholly owned subsidiary of FixMedia llc.